:root {
  --navy: #0F2D5B;
  --navy-deep: #0A2145;
  --gold: #C9A96A;
  --gold-ink: #7A5C22;
  --ink: #1C2633;
  --muted: #4A5568;
  --line: #E3E0D8;
  --sand: #F7F4EE;
  --white: #FFFFFF;
  --max: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Montserrat', system-ui, -apple-system, 'Segoe UI', sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; }
a { color: var(--navy); }
a:hover { color: var(--gold-ink); }
h1, h2, h3 { color: var(--navy); line-height: 1.2; margin: 0; font-weight: 600; text-wrap: balance; }
h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.2rem); }
h3 { font-size: 1.1rem; }
p { margin: 0; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 16px; top: 16px; background: var(--white); padding: 10px 14px; z-index: 100; }

/* Header */
.site-header { background: var(--white); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 50; }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; padding-top: 14px; padding-bottom: 14px; }
.nav { display: flex; align-items: center; gap: 6px 22px; flex-wrap: wrap; }
.nav a { text-decoration: none; font-weight: 500; font-size: 0.92rem; color: var(--ink); padding: 10px 0; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--gold-ink); }
.nav a.btn { color: var(--white); padding: 11px 20px; }

/* Logo */
.logo { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy); }
.logo .mark { width: 50px; height: auto; flex: none; }
.logo .rule { width: 1px; height: 38px; background: var(--gold); flex: none; }
.logo .words { display: flex; flex-direction: column; gap: 5px; }
.logo .name { display: flex; align-items: baseline; font-weight: 600; font-size: 28px; letter-spacing: 0.02em; line-height: 1; }
.logo .name svg { width: 0.75em; height: 0.7em; overflow: visible; margin: 0 0.03em 0 0.01em; }
.logo .sub { display: flex; justify-content: space-between; font-weight: 500; font-size: 7px; line-height: 1; color: var(--gold-ink); padding: 0 1px; }
.logo.on-dark { color: var(--white); }
.logo.on-dark .sub { color: var(--gold); }

/* Buttons */
.btn { display: inline-block; background: var(--navy); color: var(--white); text-decoration: none; font-weight: 600; font-size: 0.95rem; padding: 14px 26px; border-radius: 2px; border: 1px solid var(--navy); cursor: pointer; font-family: inherit; }
.btn:hover { background: var(--navy-deep); color: var(--white); }
.btn.gold { background: var(--gold); border-color: var(--gold); color: var(--navy-deep); }
.btn.gold:hover { background: #D6BB85; color: var(--navy-deep); }
.btn.ghost { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.55); }
.btn.ghost:hover { background: rgba(255,255,255,0.1); color: var(--white); }

/* Sections */
section { padding: 84px 0; }
.eyebrow { font-size: 0.78rem; font-weight: 600; letter-spacing: 0.22em; text-transform: uppercase; color: var(--gold-ink); margin-bottom: 14px; }
.lead { font-size: 1.12rem; color: var(--muted); max-width: 62ch; margin-top: 18px; }
.center { text-align: center; }
.center .lead { margin-left: auto; margin-right: auto; }
.wave-rule { display: flex; align-items: center; gap: 12px; margin: 22px 0 0; max-width: 220px; }
.wave-rule::before, .wave-rule::after { content: ""; flex: 1; height: 1px; background: var(--gold); }
.center .wave-rule { margin-left: auto; margin-right: auto; }

/* Hero */
.hero { padding: 0; border-bottom: 1px solid var(--line); background-color: var(--sand); background-image: linear-gradient(90deg, #F7F4EE 0%, #F7F4EE 40%, rgba(247,244,238,0.88) 52%, rgba(247,244,238,0) 78%), url("images/hero.jpg"); background-size: cover; background-position: right center; }
.hero-grid { padding-top: 120px; padding-bottom: 120px; }
.hero-grid > div { max-width: 600px; }
.hero h1 { max-width: 16ch; }
.hero .lead { color: #3A4557; }
.hero .actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 34px; }
.hero-mobile { display: none; }
.inset-photo { display: block; width: 100%; height: auto; margin-top: 30px; box-shadow: 14px 14px 0 -1px var(--white), 14px 14px 0 0 var(--gold); }
section.photo-process { background: linear-gradient(rgba(10,33,69,0.88), rgba(10,33,69,0.88)), url("images/process.jpg") center / cover no-repeat; }
section.photo-cta { background: linear-gradient(rgba(10,33,69,0.70), rgba(10,33,69,0.78)), url("images/cta.jpg") center / cover no-repeat; padding: 110px 0; }
.photo-cta h2 { color: var(--white); }
section.photo-cta .lead, section.photo-cta .contact-line { color: #E6EBF3; }
.photo-cta .contact-line a { color: var(--white); }
.btn.outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn.outline:hover { background: var(--navy); color: var(--white); }

/* Grids */
.split { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 56px; align-items: start; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 28px; margin-top: 44px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 28px; margin-top: 44px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; margin-top: 44px; }
.card { background: var(--white); border: 1px solid var(--line); padding: 30px 28px; }
.card h3 { margin-bottom: 10px; }
.card p { color: var(--muted); font-size: 0.97rem; }
.card .icon { width: 34px; height: 34px; color: var(--navy); margin-bottom: 18px; display: block; }
.sand { background: var(--sand); }

.pillar { border-top: 2px solid var(--gold); padding-top: 22px; }
.pillar h3 { margin-bottom: 10px; font-size: 1.2rem; }
.pillar p { color: var(--muted); }

.checks { list-style: none; padding: 0; margin: 26px 0 0; display: grid; gap: 14px; }
.checks li { padding-left: 34px; position: relative; color: var(--ink); }
.checks li::before { content: ""; position: absolute; left: 0; top: 0.72em; width: 20px; height: 2px; background: var(--gold); }

/* Process */
.steps { counter-reset: step; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 28px; margin-top: 44px; list-style: none; padding: 0; }
.steps li { counter-increment: step; }
.steps li::before { content: "0" counter(step); display: block; font-size: 2rem; font-weight: 600; color: var(--gold); line-height: 1; margin-bottom: 14px; }
.steps h3 { color: var(--white); margin-bottom: 8px; }
.steps p { color: #D5DCE8; font-size: 0.96rem; }
.dark { background: var(--navy); color: var(--white); }
.dark h2 { color: var(--white); }
.dark .eyebrow { color: var(--gold); }
.dark .lead { color: #D5DCE8; }

/* Facts */
.facts { margin: 0; border-top: 1px solid var(--line); }
.facts div { display: grid; grid-template-columns: 190px 1fr; gap: 16px; padding: 15px 0; border-bottom: 1px solid var(--line); }
.facts dt { font-weight: 600; color: var(--navy); font-size: 0.92rem; }
.facts dd { margin: 0; color: var(--muted); font-size: 0.97rem; }

/* FAQ */
.faq { max-width: 820px; margin: 40px auto 0; border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; padding: 20px 36px 20px 0; font-weight: 600; color: var(--navy); list-style: none; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 4px; top: 16px; font-size: 1.5rem; font-weight: 400; color: var(--gold-ink); }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { padding: 0 0 22px; color: var(--muted); max-width: 70ch; }

/* CTA */
.cta { background: var(--sand); text-align: center; }
.cta .actions { margin-top: 30px; display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.cta .contact-line { margin-top: 22px; color: var(--muted); font-size: 0.97rem; }

/* Contact */
.page-head { background: var(--navy); color: var(--white); padding: 72px 0; }
.page-head h1 { color: var(--white); font-size: clamp(1.9rem, 4vw, 2.7rem); }
.page-head .eyebrow { color: var(--gold); }
.page-head .lead { color: #D5DCE8; }
.contact-list { list-style: none; padding: 0; margin: 26px 0 0; display: grid; gap: 22px; }
.contact-list .label { display: block; font-size: 0.76rem; font-weight: 600; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold-ink); margin-bottom: 4px; }
.contact-list a, .contact-list span.value { font-size: 1.15rem; font-weight: 500; color: var(--navy); text-decoration: none; }
.contact-list a:hover { text-decoration: underline; }
form { display: grid; gap: 18px; }
.field { display: grid; gap: 6px; }
.row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
label { font-size: 0.86rem; font-weight: 600; color: var(--navy); }
input, select, textarea { font: inherit; font-size: 1rem; padding: 13px 14px; border: 1px solid #B9BFC9; border-radius: 2px; background: var(--white); color: var(--ink); width: 100%; }
input:focus, select:focus, textarea:focus, .btn:focus-visible, a:focus-visible, summary:focus-visible { outline: 2px solid var(--gold-ink); outline-offset: 2px; }
textarea { min-height: 140px; resize: vertical; }
.note { font-size: 0.88rem; color: var(--muted); }

/* Prose (privacy) */
.prose { max-width: 760px; }
.prose h2 { font-size: 1.3rem; margin: 36px 0 10px; }
.prose p, .prose li { color: var(--muted); }
.prose p + p { margin-top: 12px; }

/* Footer */
.site-footer { background: var(--navy-deep); color: #C6CFDD; padding: 54px 0 30px; font-size: 0.92rem; }
.site-footer .top { display: flex; justify-content: space-between; gap: 36px; flex-wrap: wrap; align-items: flex-start; }
.site-footer a { color: #E6EBF3; text-decoration: none; }
.site-footer a:hover { color: var(--gold); }
.site-footer .links { display: flex; gap: 10px 26px; flex-wrap: wrap; }
.site-footer .links a { padding: 6px 0; }
.site-footer .reach { display: grid; gap: 6px; }
.site-footer .legal { border-top: 1px solid rgba(255,255,255,0.14); margin-top: 34px; padding-top: 20px; display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; color: #A9B4C6; font-size: 0.84rem; }

@media (max-width: 900px) {
  section { padding: 64px 0; }
  .split, .grid-3, .grid-2 { grid-template-columns: 1fr; gap: 28px; }
  .steps, .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }

  .hero { background-image: none; }
  .hero-grid { padding-top: 64px; padding-bottom: 0; }
  .hero-grid > div { max-width: none; }
  .hero-mobile { display: block; width: calc(100% + 48px); max-width: none; margin: 44px -24px 0; height: auto; aspect-ratio: 16 / 10; object-fit: cover; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .steps, .row, .grid-4 { grid-template-columns: 1fr; }
  .facts div { grid-template-columns: 1fr; gap: 2px; }
  .nav { gap: 2px 16px; }
  .logo .name { font-size: 24px; }
  .logo .mark { width: 42px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }